TheRumpledOne wrote:MightyOne wrote:
"How is my risk .925%, how am I not losing 1.3% per line?"
The answer is simple, "other peoples money".
Once it is in your account, it is YOUR MONEY!
Let's say that you have a lady friend and she wants to go shopping with her $10,000 limit VISA.
Does it matter how much of her spending is covered by "her money" vs "your money"?
Can she go broke spending your money? Of course not! Whatever she has saved is still in her bank account.
No one is arguing that the purchasing power (OPM) isn't all "hers", all that we are saying is that she should
respect "her money" 10,000 times more then she respects "your money".